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Loss Prevention for Government Buildings

Protecting public buildings, services, and investments from construction through occupancy.

Government Buildings Face Unique Risks

Our local, state, and federal governments function through the buildings that serve its communities: city halls, courthouses, police stations, records facilities, government offices, and other public buildings. These buildings also come with requirements that go beyond the typical commercial property. Security, accessibility, durability, historical preservation, public accountability, and specialized infrastructure can all influence how a government facility is designed, constructed, renovated, and maintained.

Throughout the building lifecycle, losses from water, fire, and security-related risks can quickly extend beyond the physical facility, affecting public records, specialized spaces, critical equipment, and the services that communities rely on.

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Why Insight Risk For Government Buildings

Understanding the complexities of each type of project and the potential risks is important to keeping schedules and budgets on track so the communities that rely on the building’s services aren’t impacted. Ground-up construction may have different needs than a historic government building undergoing renovations or installment of new mechanical, electrical, plumbing, and technology systems. For these publicly funded projects, the impact of a loss event extends beyond the physical property.

Insight Risk combines technology-enabled loss prevention for water, fire, environmental, and security risks with insurance expertise to give project teams greater visibility into emerging risks and the ability to respond before a small issue becomes a major loss.

Through our White Glove Service, we manage every aspect of the IoT technology solution, from device selection through project completion. The result is a proactive, scalable approach to loss prevention that is built around the unique demands of each government building project—rather than a one-size-fits-all technology deployment.

Adaptable Protection

Technology can move and evolve with the property as construction progresses, spaces are completed, and visitors and staff begin using the facility.

Identify Risks Earlier
Continuous monitoring can identify leaks, abnormal water flow, environmental changes, or other conditions before they become major losses. 
Respond Faster

Real-time alerts give designated responders actionable information when a problem occurs—even when no one is on site.

 Protection At Every Stage

 Loss prevention can continue from initial construction and renovation through occupancy and operational transition.

The Insight Advantage: White Glove Service

Insight Risk’s White Glove Service removes the operational burden of implementing and managing loss prevention technology to create safer and better-connected buildings and job sites.

Our team manages system design, vendor coordination, installation, and monitoring oversight – saving clients significant administrative time and internal resources. Every solution includes a dedicated loss control specialist focused on seamless execution and measurable results.

With hundreds of successful IoT deployments and more than 150 years of combined experience in construction, technology development, underwriting, and claims, Insight Risk delivers reliable, scalable programs from project inception to close-out.

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Our Solutions

Insight Risk combines technology expertise and hands-on service with Builder's Risk insurance solutions to reduce losses and improve financial and operational outcomes across construction projects and commercial properties.

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RiskTech Solutions

Take charge of loss prevention technology needs by engaging the expert team at Insight Risk to handle all aspects of Internet of Things (IoT) system design, procurement, deployment, and oversight for water, fire, and security-related risks.
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Deductible Assurance

Buy down expensive Builder’s Risk water damage deductibles through our technology-enabled offering, lowering the deductible to as low as the AOP per occurrence, through deploying water damage prevention technology on your project.
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Builder's Risk Insurance

 Procure comprehensive Builder's Risk insurance coverage to protect vertical construction projects against property losses and delay, including ground-up and renovation risks for both non-combustible and wood frame projects.
 
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"Government buildings have to serve the public today while also being built to stand the test of time. Loss prevention is about more than protecting the physical property; it’s about keeping essential services running and protecting the public investment behind them. IoT technology gives government project teams another layer of visibility into the building to help identify any potential losses earlier."

Matt Joyal, Vice President of Technology

Types Of IoT Technology

 Depending on the risk source, damage can be difficult to identify when it occurs. While an overflowing toilet may be discovered quickly, water losses can impact areas employees and visitors rarely see, such as mechanical rooms, utility tunnels, records facilities, or other service spaces. Environmental factors such as heat and humidity may not seem immediately concerning, but can cause significant damage to sensitive documents, equipment, and finished spaces.

IoT technology provides continuous monitoring across the property, helping project teams identify leaks, abnormal water flow, temperature and humidity changes, fire conditions, and other potential risks. By combining thoughtful planning with proactive monitoring and IoT technology, Insight Risk helps project teams better risks, respond more quickly when issues arise, and help protect educational environments and the investments communities are making in future generations.

Our solutions go beyond hardware. Each deployment includes a custom-designed prevention and response plan and 24/7 monitoring. Clients also receive periodic reports with alert details, estimates of averted losses, and actionable insights that support continuous improvement in risk management practices.

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    Water Leak Detection
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    Water Flow Metering
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    Water Shutoff Valves
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    Security Cameras
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    Motion Detection
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    Network Gateways

Built For The Government Build Lifecycle

Risk doesn’t follow a straight line—and neither should loss prevention. From initial planning through construction, commissioning, and handover, each stage of a government project introduces new exposures and challenges. Insight Risk provides continuous visibility and support throughout the lifecycle, adapting the technology and risk management approach as the project evolves so teams can stay ahead of emerging risks from day one through operational transition.  

Design & Planning

Identify environmental and building risks before construction begins.

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Construction

Monitor active construction areas, water systems, mechanical spaces, materials, and equipment.

2

Build-out & Renovation

Maintain visibility as existing systems are modified, spaces are completed, and construction takes place around occupied areas. 

3

Occupancy

Continue monitoring where appropriate as staff and visitors begin to use the building and responsibility transitions to facilities management. 

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How The IoT Process Works

Insight Risk partners with contractors, owners, risk managers, brokers, and carriers to understand each stakeholder’s goals.

We design and deliver customized IoT solutions aligned with coverage requirements, operational priorities, and risk management strategies.

Our loss prevention services can be obtained as part of Insight Risk's unique bundled Builder's Risk insurance package, or, for clients wishing to maintain existing carrier relationships, through a standalone model.

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Protection That Pays

Demonstrating proactive risk management through IoT technology can be particularly valuable beyond protecting against costly damage from water, fire, humidity, temperature, and security risks.

IoT solutions also provide additional risk information and create greater visibility into how the property is being managed. Monitoring can help identify developing maintenance issues, provide information that supports recommended maintenance, and give facility teams better insight into building conditions. For a publicly funded asset expected to serve a community for decades, that long-term perspective matters. Protecting the building is not simply about avoiding an insurance claim. It is about maintaining the value, functionality, and longevity of an asset that the public depends on.

Insight Risk helps contractors, committees, facility managers, and other stakeholders maintain visibility across the property with technology and services designed to identify potential problems earlier, accelerate response, and reduce the impact of loss.

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Let's Talk Risk

Ready to protect your investment? Contact Insight Risk to discover how our White Glove IoT technology solutions can safeguard your next government project from day one.

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