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Owners

 Protecting Your Property At All Stages

Prevent Issues Before The Building Opens

Risks don’t disappear once the ribbon is cut. Water damage, fire incidents, and jobsite security breaches during construction can create hidden problems that follow a building for years.

Many building owners choose to purchase Builder’s Risk insurance directly rather than relying on their general contractor’s policy in order maintain control over the insurance terms and deductibles and align with their investor and lender requirements, but risk to the building still remains.

When issues are caught early, the long-term value is protected. Insight Risk provides the better way through proactive risk reduction with IoT technology coupled with Builder’s Risk insurance.

Protect Your Project
Risk manager wearing gray suit and blue button down shirt smiling at his tablet while standing in construction site.

Why Choose Insight Risk

 Insight Risk helps owners protect their projects during construction with Builder’s Risk insurance and IoT-driven loss prevention technology designed to detect problems from water damage, theft, and fire early and prevent major losses, protecting both the construction process and the long-term integrity of the building.

Our Solutions

 We are proud to partner with you on these solutions that meet real-world construction needs:

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RiskTech Solutions

Set your building up for success with loss prevention technology that can be included on policies obtained through other carriers, where Insight Risk handles system design, procurement, deployment, and oversight.
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Deductible Assurance

Buy down expensive Builder’s Risk water damage deductibles from other carriers through our technology-enabled offering, lowering the deductible to as low as the AOP per occurrence.
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Builder's Risk Insurance

 Procure comprehensive Builder's Risk insurance coverage to protect vertical construction projects against property losses and delay, including ground-up and renovation risks for both non-combustible and wood frame projects.
 
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Preventing the Leading Causes of Construction Claims

Insight Risk’s integrated approach to loss prevention starts day one of the project. We evaluate your specific concerns and the project’s exposures, then design a customized IoT monitoring plan tied to insurance coverage requirements. Our team manages the vendor coordination, installation, and monitoring oversight, saving your team hundreds of hours administrative time and internal resources.

With 24/7 monitoring oversight and alert protocols, your site team receives early warnings of loss events and helps guide rapid response. If an alert occurs, your team is instantly notified via email, text message, and in-app alert, allowing you to respond quickly to and resolve before damage spreads.

This proactive approach helps protect the long-term value of the asset while reducing unexpected issues after occupancy. Best of all, these IoT solutions can also be included permanently after the building turns to occupancy, continuing to protect your investment.

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"This technology was great for peace of mind. I could leave the site knowing if anything was to happen off-hours, we would get an alert and could resolve the issue before it worsened."

Eric B   |   Project Superintendent

Our Risk Appetite

Target Class
Referral Classes
Target Occupancies
Construction Size
Capabilities
Geography
Fire Resistive and Non-Combustible construction
Wood Frame and Joisted Masonry construction
Offices, Educational (K-12 & Post-Secondary), Healthcare, Institutional, Apartments, and Hotels
Up to $300M in TIV
100% and lead Q/S lines with limited follow-line Q/S capacity -- Project Specific, Master Builder’s Risk, or Multi-building
All 50 US states and Washington, DC

How To Work With Insight Risk

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Whether you are developing a new property or renovating an existing asset, Insight Risk helps protect your project during its most vulnerable phase.

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