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Builder's Risk Insurance

Comprehensive underwriting meets tech-enabled risk mitigation

Bundled Insurance and IoT Solutions to Mitigate Property Risks

Insight Risk offers comprehensive Builder's Risk insurance coverage to protect vertical construction projects against property losses and delay, including ground-up and renovation risks.
 
Uniquely, we offer customized risk management solutions and services that include IoT water damage prevention technology, Rate-of-Rise heat detection devices, and site security systems to offer protection against and early warning of conditions that could give rise to serious loss. 
 
In cooperation with a growing list of highly rated carrier partners, our customers are eligible to receive policy benefits in the areas of terms and conditions, deductibles, and pricing.

The Insight Risk Advantage

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Innovative Underwriting

Loss-cost first, granular underwriting produces competitive quotes tailored to specific customer needs and exposures, including the impact of deploying risk mitigation.

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Instant Alerts

Environmental sensor and site security solutions provide instant alerts to promote rapid response and resolution of potentially serious events such as water leakage or rapid temperature change.

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Time & Cost Optimization

Our technology deployment model optimizes hardware, monitoring, and management costs and promotes premium and deductible benefits.

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White Glove Service

With experience on hundreds of technology deployments, our specialists deliver exceptional, value-added services from project inception to close-out.

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Risk Engineering

We offer customizable site-wide loss control surveys during the technology installation and activation process.

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Reporting & Analytics

Reports including alert details, estimates of averted losses, and risk insights are provided to learn additional ways to manage risk more effectively.

Serving Builder's Risk Stakeholders

Insight Risk is not just an insurance provider—we’re a partner in managing property risks during construction. We work side by side with every stakeholder as your technology advocate.

IoT Tech in Action

In just two minutes, learn how Insight Risk uses IoT technology to make job sites safer and more productive. 

Our Risk Appetite

Target Class
Referral Classes
Target Occupancies
Construction Size
Capabilities
Geography
Fire-resistive and non-combustible construction
Wood frame and joisted-masonry construction
Offices, Educational (K-12 & Post-Secondary), Healthcare, Institutional, Apartments, and Hotels
$25M to $250M in TIV
100% and lead Q/S lines with limited follow-line Q/S capacity -- Project Specific, Master Builder’s Risk, or Multi-building
All 50 US states and Washington, DC
Project Spotlight

Preventing a Major Water Loss

When a 165,000-square foot building under renovation faced potential water damage, Insight Risk saved the day — twice.
Planks of wood floor removed showing sub-flooring with water covering the surface.

Let's Talk

Whether you’re a contractor, developer, risk manager, broker, or carrier, reach out to discuss how we can work together to reduce losses and keep job sites moving.

Man and woman both wearing hard hats and safety vest viewing construction blueprint together.